A family explores educational opportunities together, with parents engaging their children in planning for the future using a laptop. Planning for your child’s future isn’t just about saving for school—it’s about building flexibility and security. Here’s how to create a smart, layered strategy that grows with your family. 1. Why Start with an RESP? A Registered Education Savings Plan (RESP) is a tax-advantaged account designed to fund your child’s post-secondary education. Th

Your Income Is Your Greatest Asset—Protect It Today. Why Disability Insurance Matters   If you earn money through work, your ability to generate income is your most valuable asset. But what happens if illness or injury takes that away?  Disability insurance ensures your lifestyle and financial goals stay intact—even when life doesn’t go as planned.  Did you know?   The average disability for a 50-year-old lasts  2.5 years .  Without coverage, most people drain savings, cash o

When I set out to write this post, I wanted to better understand what people are really searching for in the world of personal finance. I...

I know there are many financial coaches out there, each with their own style and approach. But one thing is clear: there has to be a...